Our Fast & Easy Loan Process

As easy as 1 2 3

easy loan

Three Easy Personal Loan Request Steps

Seeking an Affordable Bad Credit Personal Loan?

We offer personal loans, car loans, and debt consolidation loans to people living in Ohio who have bad credit. Do you have bad credit? Maybe we can help! Our loans are $500.00 to $10,000.00 with 6 months to 5-year terms. Ohio customers only.

step 2

Sign Contract

step 3

Get Funds Direct Deposited

Complete Your Loan Application in Minutes

step 1Step one is easy! You can submit an online loan application in minutes or visit any America's Loan Company branch in Ohio. Click a blue box below to apply for an Ohio personal loan, Ohio car loan, or an Ohio refinance loan. Loans from $500.00 to $10,000.00 on 6 months to 5-year terms. Ohio customers only.


We offer safe and hassle-free access to personal loans, $100 to $2000 with affordable installment payments. Three quick and easy steps! 


America's Loan Company can also help if you need a loan for more than $2000 with a car loan from $2,000 to $10,000. Get started today! 

Debt Consolidation Loan and Refinance

Getting a refinancing of your title loan at America’s Loan Company is easy. We offer title loans with lower payments.

We do our best to provide affordable loans for people with bad credit to fit your budget.

Fast Loan Approvals: We Waste No Time

step 2America's Loan Company understands that it is important to get your pre-approval for a loan promptly. Once your loan is approved you can schedule an appointment with a local America's Loan Company Loan manager, or receive the loan contract via email.  

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We will gladly discuss loan payment options and other criteria. Remember, our staff is here to help! We want to answer your questions and set up an affordable loan payment program that works within your budget.  

Getting a bad credit loan is easy at America's Loan Company. 

We Make it Fast and Easy to Get Your Money

step 3How would you like it? PIckup your money at the branch or have it mailed to you!

Wiring of funds is also available on a limited basis. Depending on your bank processing time, funds are available within 3 business days after signing the contract. Contact a loan manager at America's Loan Company to learn more. 

Just three quick steps. Get Started Today!

Affordable Bad Credit Loans

6 Mos. to 5 Yr. Terms

We Report Your Credit

Fast Approval