Our Fast & Easy Loan Process

As easy as 1 2 3

easy loan

Three Easy Personal Loan Request Steps

Seeking an Affordable Bad Credit Personal Loan?

We offer personal loans, car loans, and debt consolidation loans to people living in Ohio who have bad credit. Do you have bad credit? Maybe we can help! Our loans are $100.00 to $10,000.00 with 13 to 60 months terms.  We are only able to serve Ohio residents.

step 2

Sign Contract

step 3

Get Funds Direct Deposited

Complete Your Loan Application in Minutes

step 1Step one is easy! You can submit an online loan application in minutes or visit any America's Loan Company branch in Ohio. Click a blue box below to apply for an Ohio personal loan, Ohio car loan, or an Ohio refinance loan. Loans from $100.00 to $10,000.00 on 13 to 60 months terms. Ohio customers only.


We offer safe and hassle-free access to personal loans, $100 to $3000 with affordable installment payments. Three quick and easy steps! 


America's Loan Company can also help if you need a car loan from $2,000 to $10,000. Get started today! 

Debt Consolidation Loan and Refinance

Getting a refinancing of your title loan at America’s Loan Company is easy. We offer title loans with lower payments.

We do our best to provide affordable loans for people with bad credit to fit your budget.

Fast Loan Approvals: We Waste No Time

step 2America's Loan Company understands that it is important to get your pre-approval for a loan promptly. Once your loan is approved you can schedule an appointment with a local America's Loan Company Loan manager, or receive the loan contract via email.  


We will gladly discuss loan payment options and other criteria. Remember, our staff is here to help! We want to answer your questions and set up an affordable loan payment program that works within your budget.  

Getting a bad credit loan is easy at America's Loan Company. 

We Make it Fast and Easy to Get Your Money

step 3How would you like it? PIckup your money at the branch or have it mailed to you!

Wiring of funds is also available on a limited basis. Depending on your bank processing time, funds are available within 3 business days after signing the contract. Contact a loan manager at America's Loan Company to learn more. 

Just three quick steps. Get Started Today!

Affordable Bad Credit Loans

6 Mos. to 5 Yr. Terms

We Report Your Credit

Fast Approval


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America's Loan Company - Notice

Customer Notice: Personal loans, title loans, and car loans have terms 6 months or longer. There are no early payoff penalties. We currently report to one of the 3 major credit bureaus, TransUnion. However, many factors affect your credit score. Therefore, we can't promise that your credit score will improve while having a loan with us.

Requirements: We are able to service Ohio residents only. Approval depends upon meeting legal, regulatory and underwriting requirements. America's Loan Company may, at its discretion, verify application information by using national databases, including but not limited to Teletrack and any of the national credit bureaus. America's Loan Company may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for loans may be eligible for approval by America's Loan Company. You may be required to submit additional documents due to state law and qualification criteria.

Products & Services: Products and services offered to customers may vary based on customer eligibility and applicable state and federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Auto loans and secured personal loans are subject to minimum auto value requirements.

Further Personal Loan Disclosures: For qualified customers, America’s Loan Company offers bad credit personal loans with terms of 6 months to 5 years, with APR under 35.9%. As an example, you may borrow $1,500.00 over a 24 month period, with a $10.00 credit investigation fee, $100.00 loan origination fee, and $452.32 in interest, for a total payment of $2062.32, with an APR of 32.6514%, and monthly payments of $85.93.

More information can be found on the America's Loan Company Privacy Policy.

Bad Credit Loans by America's Loan Company

Copyright ©2018 America's Loan Company 127 E. Main Street, West Jefferson, OH 43162. All Right Reserved. 
Seeking bad credit installment loans? We offer affordable online personal loans. Ohio based direct lender. Start improving your credit today!

Toll-Free: 877-380-2639 - Ohio: SM.501641.000 CI.550000.000 - Company NMLS ID: 315276


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