Get A Loan Quote

In Ohio not all Personal Loans for people with bad credit are created equal. 

Ohio consumers should always ask lenders for both monthly payment quotes and quotes on total fees paid on the loan amount that they intend to borrow.  In our experience, once we approve applicants for a Bad Credit Personal Loan, it is not unusual for applicants to just want to come in and sign a contract before they even know what the monthy payments will be.

Get A Quote:

America’s Loan Company will always give loan applicants a quote on their Personal Loans.  But, it is a little scary when we think of how many Ohio residents apply for Personal Loans with other companies, never get a quote before signing a contract, and end up with debts too expensive to pay.  This has the potential of leading to ugly experiences like circles of debt, lawsuits, wage garnishments, repossessions, Etc..

Due to the different licenses offered under the state of Ohio, non-bank lenders can offer loans with the same name, like Personal Loans, and yet charge vastly different amounts.   Companies that offer Bad Credit Personal Loans in Ohio my operate under a CSO or Credit Services Organization, Small Loan, Second Mortgage Loan, or Ohio Consumer Installment Loan, licenses, to name some.  All of which allow lenders to charge different fee amounts.  So, asking for a quote before giving your signature will give the best protection against getting into a loan you can’t repay.

Shop Around:

Consumers should always remember that they are not obligated to sign a contract.  Don’t be afraid to shop around for lenders who charge lesser fees.  This may require patience.  But, a little patience and shopping around will most likely save a bundle in fees, not counting with less stress and headaches associated with not being able to pay a debt.