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Bad Credit Personal Loans Anywhere In Ohio

America’s Loan Company can help Ohio residents with Bad Credit Personal Loans.  We have three branches, one in London, Ohio, West Jefferson, Ohio, and Logan, Ohio.  Even though we have 3 locations at this time, we are able to help Ohio residents who don’t live near any of our branches with Personal Loan needs, regardless of poor credit.  We are able to do this without you having to come to any of our branches.

I Live Too Far.  How Do I Apply For A Personal Loan?ohio map

You live in Ohio, but live too far to driver to our branches?  No problem.  Loan applications may completed through our website at  This application is secured.  Once you submit the application, it gets sent directly to the branch that you chose to process it.  As far as, which branch to choose, it is up to you.  One of our Personal Loan Managers will be contacting you soon after. 

How Do I Send Documents Needed?

For Personal Loans, we require some documents before a final decision is made.  These are last two most recent bank statements, a most recent proof of income, ID, Social Security Card, and a Personal Check.  However, there is no need to bring these in personally.  These may be either E-Mailed or faxed to the office you chose to process the application.

How Do I Sign My Contract?

loan agreement Once the Personal Loan application is approved, there 2 options.  One, sign the loan contract at any of our branches.   Two, we E-Mail a copy of the contract, secured by a password.  You may then print the loan contract, sign it in front of a   Notary (most banks have notaries that do this for free or for a very small fee),  then E-Mail or fax all contract pages back to us.


Now That I Am Approved For The Loan, How Do I Get The Funds? 

You do not need to drive to any of America’s Loan Company’s branches to get your Personal Loan funds.  Once we get the contract signed, you may come to any of our branches to get the funds or we can direct deposit the funds directly to your bank account.  hand cash hand

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6 Mos. to 5 Yr. Terms

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America's Loan Company - Notice

Customer Notice: Personal loans, title loans, and car loans have terms 6 months or longer. There are no early payoff penalties. We currently report to one of the 3 major credit bureaus, TransUnion. However, many factors affect your credit score. Therefore, we can't promise that your credit score will improve while having a loan with us.

Requirements: We are able to service Ohio residents only. Approval depends upon meeting legal, regulatory and underwriting requirements. America's Loan Company may, at its discretion, verify application information by using national databases, including but not limited to Teletrack and any of the national credit bureaus. America's Loan Company may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for loans may be eligible for approval by America's Loan Company. You may be required to submit additional documents due to state law and qualification criteria.

Products & Services: Products and services offered to customers may vary based on customer eligibility and applicable state and federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Auto loans and secured personal loans are subject to minimum auto value requirements.

Further Personal Loan Disclosures: For qualified customers, America’s Loan Company offers bad credit personal loans with terms of 6 months to 5 years, with APR under 35.9%. As an example, you may borrow $1,500.00 over a 24 month period, with a $10.00 credit investigation fee, $100.00 loan origination fee, and $452.32 in interest, for a total payment of $2062.32, with an APR of 32.6514%, and monthly payments of $85.93.

More information can be found on the America's Loan Company Privacy Policy.

Bad Credit Loans by America's Loan Company

Copyright ©2018 America's Loan Company 127 E. Main Street, West Jefferson, OH 43162. All Right Reserved. 
Seeking bad credit installment loans? We offer affordable online personal loans. Ohio based direct lender. Start improving your credit today!

Toll-Free: 877-380-2639 - Ohio: SM.501641.000 CI.550000.000 - Company NMLS ID: 315276


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