Change Scheduled Debits

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Change Scheduled Debits

Looking to change your personal loan payment debit schedule date? Complete this form.

Please, complete this form to request a change on the date(s) that we may electronically debit your account for the payments due on your loan with America’s Loan Company.


Full Name

Note: Any debits moved to more than 10 days after the payment due date will have a $15.00 late fee added to the debit.


  • If changes to your debit dates make your payments to be late, in relation to when they are due, according to your loan contract, then the change may cause the payment to be reported as late to TransUnion. This may negatively affect your credit score.
  • Changing the date of your electronic debit does not change the due date of your payment as scheduled on your most recently signed loan contract with America’s Loan Company. If you need to change the due dates on your loan, a new contract will need to be signed.

Any requests submitted after 4:00 PM during our business day or on days that we are closed or on non-banking days, will be processed on our next business day. We are closed Saturdays and Sundays, and major holidays.

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American Loan Company - Notice

CUSTOMER NOTICE: Personal Loans, Title Loans, and Car Loans have terms 6 months or longer. There are no early payoff penalties. We currently report to one of the 3 major credit bureaus, TransUnion. However, many factors affect your credit score. Therefore, we can't promise that your credit score will improve while having a loan with us.

REQUIREMENTS: We are able to service Ohio residents only. Approval depends upon meeting legal, regulatory and underwriting requirements. AMERICA'S LOAN COMPANY may, at its discretion, verify application information by using national databases, including but not limited to Teletrack and any of the national credit bureaus. AMERICA'S LOAN COMPANY may take this information into consideration in the approval process.Due to state and verification requirements, not all applicants for loans may be eligible for approval by AMERICA'S LOAN COMPANY.. You may be required to submit additional documents due to state law and qualification criteria.

PRODUCTS & SERVICES: Products and services offered to customers may vary based on customer eligibility and applicable state and federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Auto loans and secured personal loans are subject to minimum auto value requirements.

FURTHER PERSONAL LOAN DISCLOSURES: For qualified Customers, America’s Loan Company offers bad credit personal loans with terms of 6 month to 5 years, with APR under 35.9%. As an example, you may borrow $1,500.00 over a 24 month period, with a $10.00 credit investigation fee, $100.00 loan origination fee, and $452.32 in interest, for a total payment of $2062.32, with an APR of 32.6514%, and monthly payments of $85.93.

More Information can be found on the America's Loan Company Privacy Policy.

America's Loan Company Copyright

Copyright:  ©2018 AMERICA'S LOAN COMPANY 127 E. Main Street, West Jefferson, OH 43162. All Right Reserved. 
Seeking Bad Credit Installment Loans? We offer Affordable Online Personal Loans. Ohio based direct lender. Start improving your credit today!

Toll Free: 877-380-2639 - Ohio: SM.501641.000 - Company NMLS ID: 315276


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