Personal Loans Online

Applying Will Not Affect Your Credit*

Save 5% Off Orig. Fees (Code 5%OFFLO)

No Payments For 45 Days*


Personal Loans

For qualified customers, We offer Personal Loans, $100 to $3,000, with 13 to 60 months Terms, and APR starting at 13%.

Car Loans

Need a Car Loan and have less than perfect credit?  We may be able to help.  9% to 19% APR's. Fast Approval!

Consolidate Your Debt

Refinance your credit cards, title loans and payday loans with us for easier payments to fit your budget. Apply for a loan online or in person!

Apply for a Bad Credit Loan Today

Personal Loans in Ohio For Every Credit Score

Sample Quotes

NOTE: Quotes assume a Personal Loan with bad credit and monthly payments. Shorter & Longer Terms Available.

Loan Amount:

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Personal Loans in Ohio Tailored To Meet Your Needs

American Loan Company is a trusted direct lender that provides affordable personal loans in Columbus, Ohio, and throughout Ohio to people with less than perfect credit. Also, we offer bad credit loans to Columbus residents for car loans as well as debt consolidation and refinancing.

Since 2004, we have been helping Ohio residents reach their goals with poor credit personal loans to get cash into their hands for what’s most important to them.

Find out why we offer the best personal loan in West Jefferson, Ohio, and the best personal loan in Logan, Ohio, or anywhere else in the state.

Why Choose American Loan Company For Your Personal Loan in Ohio?

  • We are a direct lender in Ohio and you will never be referred to other lenders.
  • Payment deferrals are available to account for unexpected circumstances
  • No payments for up to 45 days*
  • Rated A+ by the Better Business Bureau
  • Save 5% on the loan origination fees by using Promo Code 5%OFFLO
  • Loan terms are from 13 to 60 months to provide you with payments to fit your budget.

Walk-ins are welcome to any of our branches to apply for a personal loan in West Jefferson, Ohio, and to apply for a personal loan in Logan, Ohio.

However, we can process your loan remotely, without you needing to visit our offices. Funds can be direct deposited to your bank the same day that the contract is signed if received by noon. That means we can process your personal loan in Columbus, or from anywhere else in the state. You don’t need to be local to our offices for us to help.

Unlike the typical payday loan or car title loan, our fast and easy bad credit loans in Ohio carry lower fees, and we don't charge early payoff penalties. We are committed to helping you get your money when you need it. Getting a bad credit loan in Ohio should be easy and fair, and we’re here to make it that way.

We Provide Personal Loans in Ohio to Fit Your Budget

  • Fast Online Personal Loans ($100.00 to $3,000.00)
  • Debt Consolidation & Re-Financing ($100.00 to $3,000.00)
  • Car Loans, 9% to 19% APR ($2,000 to $10,000)

Our aim is to deliver personal loans to Ohio residents from any background, to fit any budget or situation. Our personal loan interest rates are adjusted to fit your situation, so we make sure to work with you to create terms that work for you.

You can trust America's Loan Company as we are accredited by the Better Business Bureau with a A+ rating. We make the process fast and easy and offer affordable poor credit personal loans with 13 to 60 month terms. 

Helping You Get Affordable Personal Loans in Ohio

Take advantage of our quick loan approval process to apply for a personal loan, car loan, or a debt consolidation and refinancing loan today.  Apply now online or In person! Installment loan applications are accepted. Ohio residents only, please.

*No Payments For 45 Day: Interest and fees will accrue from the date of funds disbursement to first payment date.

*As of September 1, 2022, applying for a loan will not affect your credit score as we run a Soft credit.  A Hard credit may be ran once a loan offer is accepted by the applicant.

Need A Personal Loan?

Google Reviews
Bad Credit Loan Company

145 West Main St, Logan, OH 43138

Google Reviews
Bad Credit Loan Company

127 East Main St, West Jefferson, OH 43162

Money Management Discussions

Affordable Bad Credit Loans

6 Mos. to 5 Yr. Terms

We Report Your Credit

Fast Approval


bbb long 300 Google Reviews

America's Loan Company - Notice

Customer Notice: Personal loans, title loans, and car loans have terms 6 months or longer. There are no early payoff penalties. We currently report to one of the 3 major credit bureaus, TransUnion. However, many factors affect your credit score. Therefore, we can't promise that your credit score will improve while having a loan with us.

Requirements: We are able to service Ohio residents only. Approval depends upon meeting legal, regulatory and underwriting requirements. America's Loan Company may, at its discretion, verify application information by using national databases, including but not limited to Teletrack and any of the national credit bureaus. America's Loan Company may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for loans may be eligible for approval by America's Loan Company. You may be required to submit additional documents due to state law and qualification criteria.

Products & Services: Products and services offered to customers may vary based on customer eligibility and applicable state and federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Auto loans and secured personal loans are subject to minimum auto value requirements.

Further Personal Loan Disclosures: For qualified customers, America’s Loan Company offers bad credit personal loans with terms of 6 months to 5 years, with APR under 35.9%. As an example, you may borrow $1,500.00 over a 24 month period, with a $10.00 credit investigation fee, $100.00 loan origination fee, and $452.32 in interest, for a total payment of $2062.32, with an APR of 32.6514%, and monthly payments of $85.93.

More information can be found on the America's Loan Company Privacy Policy.

Bad Credit Loans by America's Loan Company

Copyright ©2018 America's Loan Company 127 E. Main Street, West Jefferson, OH 43162. All Right Reserved. 
Seeking bad credit installment loans? We offer affordable online personal loans. Ohio based direct lender. Start improving your credit today!

Toll-Free: 877-380-2639 - Ohio: SM.501641.000 CI.550000.000 - Company NMLS ID: 315276


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