Personal Loans Online

No Payments For 45 Days*

Save 5% Off Loan Orig. Fees - Code 5%OFFLO

Direct Lender Rated A+ By The BBB


Personal Loans

For qualified customers, We offer Personal Loans, $100 to $3,000, with 13 to 60 months Terms, and APR starting at 13%.

Car Loans

Need a Car Loan and have less than perfect credit?  We may be able to help.  9% to 19% APR's. Fast Approval!

Consolidate Your Debt

Refinance your credit cards, title loans and payday loans with us for easier payments to fit your budget. Apply for a loan online or in person!

Apply for a Bad Credit Loan Today

Personal Loans, Car Loans, & More

Sample Quotes

NOTE: Quotes assume a Personal Loan with bad credit and monthly payments. Shorter & Longer Terms Available.

Loan Amount:

Payment = ?
APR = ?

Fast & Easy - Less Than Perfect Credit Welcomed

We are a direct lender in the state of Ohio that provides affordable personal loans ($100 to $3000) to people with less than perfect credit. APR's start at 13% on Personal Loans.  Also, we offer car loans, debt consolidation & refinancing loans. Credit score changes the interest charged.

Why Choose Us As Your Lender?
  • We are a Direct Lender in Ohio and you will never be referred to other lenders.
  • Payment Deferrals are available in case you get laid off for peace of mind.
  • No payments for up to 45 days*
  • Save 5% on the Loan Origination fees by using Promo Code 5%OFFLO
  • Loan terms are from 13 to 60 months to provide you with payments to fit your budget.
Walk-ins are welcome to any of our branches in West Jefferson, Ohio, and Logan, Ohio. However, we can process the loan without you needing to visit our offices. Funds can be directed deposited to your bank the same day that the contract is signed if received by noon. Unlike the typical payday loan or car title loan, our fast and easy bad credit loans carry lower fees. We don't charge early payoff penalties.

We Provide Personal Loans to Fit Your Budget:
  • Fast Online Personal Loans ($100.00 to $3,000.00)
  • Debt Consolidation & Re-Financing ($100.00 to $3,000.00)
  • Car Loans, 9% to 19% APR's ($2,000 to $10,000)

We can also help you improve your credit since we report your credit history to TransUnion monthly.

You can trust America's Loan Company as we are accredited by the Better Business Bureau with a A+ rating. We make the process fast and easy and offer affordable loans with 13 to 60 month terms. Start improving your credit today! 

Helping Ohio Get Affordable Personal Loans 

Take advantage of our quick loan approval process to apply for a personal loan, car loan, or a debt consolidation and refinancing loan today.  Apply now online or In person! Installment loan applications are accepted. Ohio residents only, please.

*Interest and fees will accrue from the date of funds disbursement to first payment date.

Need A Personal Loan?

Google Reviews
Bad Credit Loan Company

145 West Main St, Logan, OH 43138

Google Reviews
Bad Credit Loan Company

127 East Main St, West Jefferson, OH 43162

Money Management Discussions

Affordable Bad Credit Loans

6 Mos. to 5 Yr. Terms

We Report Your Credit

Fast Approval


bbb long 300 Google Reviews

America's Loan Company - Notice

Customer Notice: Personal loans, title loans, and car loans have terms 6 months or longer. There are no early payoff penalties. We currently report to one of the 3 major credit bureaus, TransUnion. However, many factors affect your credit score. Therefore, we can't promise that your credit score will improve while having a loan with us.

Requirements: We are able to service Ohio residents only. Approval depends upon meeting legal, regulatory and underwriting requirements. America's Loan Company may, at its discretion, verify application information by using national databases, including but not limited to Teletrack and any of the national credit bureaus. America's Loan Company may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for loans may be eligible for approval by America's Loan Company. You may be required to submit additional documents due to state law and qualification criteria.

Products & Services: Products and services offered to customers may vary based on customer eligibility and applicable state and federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Auto loans and secured personal loans are subject to minimum auto value requirements.

Further Personal Loan Disclosures: For qualified customers, America’s Loan Company offers bad credit personal loans with terms of 6 months to 5 years, with APR under 35.9%. As an example, you may borrow $1,500.00 over a 24 month period, with a $10.00 credit investigation fee, $100.00 loan origination fee, and $452.32 in interest, for a total payment of $2062.32, with an APR of 32.6514%, and monthly payments of $85.93.

More information can be found on the America's Loan Company Privacy Policy.

Bad Credit Loans by America's Loan Company

Copyright ©2018 America's Loan Company 127 E. Main Street, West Jefferson, OH 43162. All Right Reserved. 
Seeking bad credit installment loans? We offer affordable online personal loans. Ohio based direct lender. Start improving your credit today!

Toll-Free: 877-380-2639 - Ohio: SM.501641.000 CI.550000.000 - Company NMLS ID: 315276


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