Personal Loans For Less Than Perfect Credit
Save 5% Off Loan Orig. Fees - Code 5%OFFLO
No Late Fees
Personal Loans
For qualified customers, We offer Personal Loans, $100 to $2,000, with 13 to 60 months Terms, and APR starting at 13%.
Car Loans
Need a Car Loan and have less than perfect credit? We may be able to help. 9% to 19% APR's. Fast Approval!
Consolidate Your Debt
Refinance your credit cards, title loans and payday loans with us for easier payments to fit your budget. Apply for a loan online or in person!

Personal Loans, Car Loans, & More
Sample Quotes
NOTE: Quotes assume a Personal Loan with bad credit and monthly payments. Shorter & Longer Terms Available.
Loan Amount:
Payment = ?
APR = ?
Fast & Easy - Less Than Perfect Credit Welcomed
We are a direct lender in the state of Ohio that provides affordable personal loans ($100 to $2000) to people with less than perfect credit. APR's start at 13% on Personal Loans. Also, we offer car loans, debt consolidation & refinancing loans. Credit score changes the interest charged.
Why Choose Us As Your Lender?
- We are a Direct Lender in Ohio and you will never be referred to other lenders.
- Payment Deferrals are available in case you get laid off for peace of mind.
- No Late Fees will accrue as long as the account does not go into default for loans taken after 2020. Extra interest will accrue. An account is in default if borrower has stopped making successive payments and we have to pursue lawsuits and/or repossessions to collect on the account.
- No payments for up to 45 days.
- Save 5% on the Loan Origination fees by using Promo Code 5%OFFLO
- Loan terms are from 13 to 60 months to provide you with payments to fit your budget.
We Provide Personal Loans to Fit Your Budget:
- Fast Online Personal Loans ($100.00 to $2,000.00)
- Debt Consolidation & Re-Financing ($100.00 to $2,000.00)
- Car Loans, 9% to 19% APR's ($2,000 to $10,000)
We can also help you improve your credit since we report your credit history to TransUnion monthly.
You can trust America's Loan Company as we are accredited by the Better Business Bureau with a A+ rating. We make the process fast and easy and offer affordable loans with 13 to 60 month terms. Start improving your credit today!
Helping Ohio Get Affordable Personal Loans
Take advantage of our quick loan approval process to apply for a personal loan, car loan, or a debt consolidation and refinancing loan today. Apply now online or In person! Installment loan applications are accepted. Ohio residents only, please.
- Americas Loan Co
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