We Offer a Variety of Loan Types

Fast Approval - Easy Payments - Bad Credit Welcome

Personal Loans Ohio

Types of Loans We Offer

Have an unexpected bill or home repairs?  Whether you have good credit or less than perfect credit we can help! We provide affordable personal loans with payments within your budget. We also offer car loans and debt consolidation & refinancing of credit cards, title loans, and payday loans! For your peace of mind, we also offer Payment Deferrals in case of layoffs.  Scroll down to read more about our various bad credit loan types. We're here to help!

Personal Loans

Good Or Less Than Perfect Credit? We Can Help.

We offer safe and hassle-free personal loans for people with bad credit. Make no payments for up to 45 days.

  • APR as low as 13% Depending On Your Credit Score
  • We approve loans $100.00 to $3,000.00
  • Bad credit is okay
  • Fill out our online loan application forms in less than five minutes
  • Apply for a loan online, or in person
  • Your information is always secure
  • Getting a bad credit personal loan is easy at America's Loan Company, just three quick steps!
  • Get started today!

Fast approval. Easy payments. Bad credit welcome.

Apply Now

Car Loans & More

Need a car loan?  We may be able to help with a $2000 to $10,000 financing.  APR will vary between 9% to 19% depending on your credit history.  Vehicle can't be more than 8 years old or have more than 120,000 miles. We can finance up to $10,000 of the vehicle's clean trade-in value.  Our friendly staff can help you plan out an affordable payment plan.

America's Loan Company can use these types of vehicles:

  • Car
  • Pickup Truck
  • Motorcycle
  • Boat
  • RV
  • Camper

Getting a car loan is easy at America's Loan Company, just three quick steps. Get started today!

Apply Now

Debt Consolidation and Refinancing 

We offer debt consolidation and refinancing of credit cards, title loans, and payday loans with lower payments.

  • We approve loans $100.00 to $3,000.00
  • Bad credit is welcome
  • Apply for onlineon-line or in person

Your information is always secure. Getting a refinancing of your title loan is easy, just three quick steps. Get started today!

Fast approval. Easy Payments. Bad credit welcome.

Apply Now

Affordable Bad Credit Loans

6 Mos. to 5 Yr. Terms

We Report Your Credit

Fast Approval


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America's Loan Company - Notice

Customer Notice: Personal loans, title loans, and car loans have terms 6 months or longer. There are no early payoff penalties. We currently report to one of the 3 major credit bureaus, TransUnion. However, many factors affect your credit score. Therefore, we can't promise that your credit score will improve while having a loan with us.

Requirements: We are able to service Ohio residents only. Approval depends upon meeting legal, regulatory and underwriting requirements. America's Loan Company may, at its discretion, verify application information by using national databases, including but not limited to Teletrack and any of the national credit bureaus. America's Loan Company may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for loans may be eligible for approval by America's Loan Company. You may be required to submit additional documents due to state law and qualification criteria.

Products & Services: Products and services offered to customers may vary based on customer eligibility and applicable state and federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Auto loans and secured personal loans are subject to minimum auto value requirements.

Further Personal Loan Disclosures: For qualified customers, America’s Loan Company offers bad credit personal loans with terms of 6 months to 5 years, with APR under 35.9%. As an example, you may borrow $1,500.00 over a 24 month period, with a $10.00 credit investigation fee, $100.00 loan origination fee, and $452.32 in interest, for a total payment of $2062.32, with an APR of 32.6514%, and monthly payments of $85.93.

More information can be found on the America's Loan Company Privacy Policy.

Bad Credit Loans by America's Loan Company

Copyright ©2018 America's Loan Company 127 E. Main Street, West Jefferson, OH 43162. All Right Reserved. 
Seeking bad credit installment loans? We offer affordable online personal loans. Ohio based direct lender. Start improving your credit today!

Toll-Free: 877-380-2639 - Ohio: SM.501641.000 CI.550000.000 - Company NMLS ID: 315276


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