Ohio Car Loans for All Kinds of Credit

Car Loans

Getting an auto loan in Columbus, Ohio can be difficult when you’re working with less-than-perfect credit. But at the same time, having a car is necessary for taking care of

 work and family.

You need money to improve your credit, you need your work to make money, an

d you need a car to get to work. So how are you supposed to get the car without already having good credit?

America’s Loan Company can help with a used car loan even if your credit is less than perfect. Our Ohio car loans are specifically meant for those who are looking to improve their credit and finance a used vehicle. We also offer refinance of your vehicle loan for lower payments.

Here’s how we can help you with your next auto loan in West Jefferson, Logan, or the greater Columbus area.

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Car Loan Rates for Ohio Borrowers

One of the most important things about any bad credit auto loan in Columbus is the cost. No matter how badly you need a car, it won’t help you if you can’t keep it because the payments are too high.

That’s why our friendly staff is here to help work out payment terms with you that work within your budget. We work together so that our auto loans for bad credit help get you into a car and keep you there.

Easy enough for us to say, but what are the actual used car interest rates for Ohio drivers? We can finance up to $10,000 of a used vehicle’s clean trade-in value, with an APR varying between 9% and 19% depending on credit history and other factors.

Terms of the loan are done to fit your budget, because we want to make sure we’re offering auto loans for Ohio that are affordable and manageable, even if you’re having a difficult time financially.

Some conditions to keep in mind are that the car in question cannot be more than 8 years old or have more than 120,000 miles on it already. It can, however, be less than $10,000 in value. We offer Columbus auto loans for bad credit for as little as $2,000. So you have the flexibility to choose a vehicle that works within your budget.

We Offer More than Just Auto Loans in Ohio!

We say that people look to us for Ohio car loans, and that’s true, but that’s far from the only thing we offer financing for.

Putting aside our personal loans and debt consolidation loans, which are also great options for a variety of purposes, we also offer financing for a number of different types of vehicles - not just standard cars!

We can offer auto loans in Ohio for pickup trucks, motorcycles, RVs/campers, and even boats! No matter your preferred vehicle, America’s Loan Company is here to help you get into it.

So if you’re looking for an auto loan in Logan, Ohio, West Jefferson, or anywhere in the Columbus area, know that you have somewhere to turn.

And you don’t have to wait! Applying for an Ohio car loan is a process you can start right now in three easy steps. Start your application right here - no need to come into one of our Central Ohio locations - or see our FAQ for more information!

Affordable Bad Credit Loans

6 Mos. to 5 Yr. Terms

We Report Your Credit

Fast Approval


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America's Loan Company - Notice

Customer Notice: Personal loans, title loans, and car loans have terms 6 months or longer. There are no early payoff penalties. We currently report to one of the 3 major credit bureaus, TransUnion. However, many factors affect your credit score. Therefore, we can't promise that your credit score will improve while having a loan with us.

Requirements: We are able to service Ohio residents only. Approval depends upon meeting legal, regulatory and underwriting requirements. America's Loan Company may, at its discretion, verify application information by using national databases, including but not limited to Teletrack and any of the national credit bureaus. America's Loan Company may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for loans may be eligible for approval by America's Loan Company. You may be required to submit additional documents due to state law and qualification criteria.

Products & Services: Products and services offered to customers may vary based on customer eligibility and applicable state and federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Auto loans and secured personal loans are subject to minimum auto value requirements.

Further Personal Loan Disclosures: For qualified customers, America’s Loan Company offers bad credit personal loans with terms of 6 months to 5 years, with APR under 35.9%. As an example, you may borrow $1,500.00 over a 24 month period, with a $10.00 credit investigation fee, $100.00 loan origination fee, and $452.32 in interest, for a total payment of $2062.32, with an APR of 32.6514%, and monthly payments of $85.93.

More information can be found on the America's Loan Company Privacy Policy.

Bad Credit Loans by America's Loan Company

Copyright ©2018 America's Loan Company 127 E. Main Street, West Jefferson, OH 43162. All Right Reserved. 
Seeking bad credit installment loans? We offer affordable online personal loans. Ohio based direct lender. Start improving your credit today!

Toll-Free: 877-380-2639 - Ohio: SM.501641.000 CI.550000.000 - Company NMLS ID: 315276


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