Apply For A Personal LoanNo matter how good you are at budgeting or managing your finances, it’s hard to be ready for an unexpected bill or expense. Home or car repairs, a medical expense, a broken appliance, there are many reasons why you might need a personal loan in Ohio, but you may not be in a position to simply take out a new line of credit.

Whether you have good credit or bad credit we can help! We provide affordable personal loans in Ohio with payments within your budget, and we understand that sometimes unexpected circumstances are followed by even more unexpected circumstances, so our payment plans are flexible and we offer payment deferral options when necessary.

Here are some more reasons to come to America’s Loan Company when you’re in need of a personal loan in Ohio!

Bad Credit Personal Loans in Ohio With Good Terms

So maybe you’ve had some credit complications in the past. We understand, it happens, and it doesn’t mean you should be locked out of being able to take care of a sudden, unexpected expense.

America’s Loan Company is here to provide personal loans in Columbus and throughout Ohio for all people, regardless of your credit history.

We approve loans ranging from as little as $100 to as much as $3,000 to suit a variety of needs, with APR’s based on credit score as low as 13%! You can make no payments on the loan for up to 45 days. We are proud to offer extremely competitive personal loan interest rates to serve the needs of Ohio families, including special monthly offers and dealsneed a loan

And of course, we can work with you on your credit. In fact, taking out a bad credit loan in Ohio with America’s Loan Company can actually help you repair your credit! We report our loans to the TransUnion credit agency, so reporting a personal loan in Ohio with a successful repayment could be a very positive mark for your credit! 

Don’t tell yourself that a personal loan in Columbus isn’t within your grasp. We’re here to work with your circumstances and get you the help you need at a fair rate.

Easy to Apply, Easy to Get Approved!

At America’s Loan Company, we’re all about removing barriers to helping you get cash when you need it. That’s why we offer bad credit loans to help you get back on your feet, and make it easy to get approved.

But we also want to make it easy for you to apply for a personal loan in Ohio in the first place!

Our online loan application can be filled out in less than five minutes, and your information is always kept secure. The entire process of getting a bad credit personal loan at America’s Loan Company is only three quick steps!

You can apply online or in person at one of our branch locations. We offer personal loans in Logan, Ohio, and personal loans in West Jefferson, Ohio, but we service the entire state with easy ways to apply and pay online!

In addition to personal loans, we also offer auto loans as well as refinancing and debt consolidation.

So whatever your needs, apply now at America’s Loan Company today to cover your financial needs, build your credit, and get yourself on track to a stable financial future!

Affordable Bad Credit Loans

6 Mos. to 5 Yr. Terms

We Report Your Credit

Fast Approval


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America's Loan Company - Notice

Customer Notice: Personal loans, title loans, and car loans have terms 6 months or longer. There are no early payoff penalties. We currently report to one of the 3 major credit bureaus, TransUnion. However, many factors affect your credit score. Therefore, we can't promise that your credit score will improve while having a loan with us.

Requirements: We are able to service Ohio residents only. Approval depends upon meeting legal, regulatory and underwriting requirements. America's Loan Company may, at its discretion, verify application information by using national databases, including but not limited to Teletrack and any of the national credit bureaus. America's Loan Company may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for loans may be eligible for approval by America's Loan Company. You may be required to submit additional documents due to state law and qualification criteria.

Products & Services: Products and services offered to customers may vary based on customer eligibility and applicable state and federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Auto loans and secured personal loans are subject to minimum auto value requirements.

Further Personal Loan Disclosures: For qualified customers, America’s Loan Company offers bad credit personal loans with terms of 6 months to 5 years, with APR under 35.9%. As an example, you may borrow $1,500.00 over a 24 month period, with a $10.00 credit investigation fee, $100.00 loan origination fee, and $452.32 in interest, for a total payment of $2062.32, with an APR of 32.6514%, and monthly payments of $85.93.

More information can be found on the America's Loan Company Privacy Policy.

Bad Credit Loans by America's Loan Company

Copyright ©2018 America's Loan Company 127 E. Main Street, West Jefferson, OH 43162. All Right Reserved. 
Seeking bad credit installment loans? We offer affordable online personal loans. Ohio based direct lender. Start improving your credit today!

Toll-Free: 877-380-2639 - Ohio: SM.501641.000 CI.550000.000 - Company NMLS ID: 315276


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