Poor Credit Refinancing Loans for Ohio

Sometimes your credit needs a bit of a fresh start to get back on track. We understand what happens - maybe you have the income to make a regular payment, but the terms are bad, or you’re too far behind to catch up.

Personal Loan PlanningA debt consolidation or refinancing loan in Ohio can be your ticket to a lower payment, a better interest rate, and most importantly, a new start on credit accounts that have gotten out of hand. Whatever your reason for wanting a refinancing loan in Columbus, Ohio, or the neighboring areas, America’s Loan Company is here to help.

What Types of Refinancing Loans in Ohio are Available?

America’s Loan Company can refinance and help lower your payment on many different types of loans and debts, from credit cards to payday loans and title loans. We approve loans as small as $100, and as large as $3,000 to help you get your finances under control. We can refinance a single loan or credit card, or refinance several of them at one for a debt consolidation 

Are you looking to bring an account back into good standing, lower your monthly payment, or simply consolidate multiple different monthly payments into one easy one? In any case, we offer the best refinancing loans in Columbus - specifically Logan and West Jefferson, Ohio.

We work together with you to create terms that work with your budget, so you can stay on time with your payments and still make sure you have enough for other bills and essentials.

What are the Benefits of a Refinancing Loan in Ohio?

Consolidating and refinancing your loans in Ohio can be helpful for many reasons. The most immediate is that we can take an account that is behind or in poor standing and give you a fresh start on it - putting a stop to harassing collection attempts and getting your accounts back in good standing.

We offer poor credit refinancing loans so that even if you’re facing past-due collections on your existing credit accounts, we can still help.

Because we report your credit to the Transunion credit agency, you can use our bad credit refinance loans to potentially improve your credit score on two fronts - first by taking your existing accounts out of poor standing, and second by making regular, on-time payments with us, which we will report on your behalf.

Best of all, you can use our refinance loans in Logan and West Jefferson to lower the amount of your monthly payments. With terms of between 6 months and 5 years for our different types of loans, you can choose the option that best suits your current situation and help balance your budget.

Why Choose America’s Loan Company for your Refinancing Loan in Ohio?

We know you have options when it comes to refinancing your loans in the Columbus, Ohio area. That’s why we strive to provide the best possible customer service - a commitment you can see in our reviews.

We want to be a provider of poor credit refinancing loans in Ohio that you can really trust. We want to help our customers get through a difficult financial time - not take advantage and make your problem worse.

We make the process easy with online application, and online payment portals, so you can easily manage your loans from anywhere in Ohio. You can expect a decision on your application between one to three business days, so you don’t have to wait long to take your next steps.

Have more questions? See our Loan FAQ to learn more about what we do.

We have been helping Ohio families with poor credit refinancing loans since 2004. Find out what we can do for you next by applying today!

Affordable Bad Credit Loans

6 Mos. to 5 Yr. Terms

We Report Your Credit

Fast Approval


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America's Loan Company - Notice

Customer Notice: Personal loans, title loans, and car loans have terms 6 months or longer. There are no early payoff penalties. We currently report to one of the 3 major credit bureaus, TransUnion. However, many factors affect your credit score. Therefore, we can't promise that your credit score will improve while having a loan with us.

Requirements: We are able to service Ohio residents only. Approval depends upon meeting legal, regulatory and underwriting requirements. America's Loan Company may, at its discretion, verify application information by using national databases, including but not limited to Teletrack and any of the national credit bureaus. America's Loan Company may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for loans may be eligible for approval by America's Loan Company. You may be required to submit additional documents due to state law and qualification criteria.

Products & Services: Products and services offered to customers may vary based on customer eligibility and applicable state and federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Auto loans and secured personal loans are subject to minimum auto value requirements.

Further Personal Loan Disclosures: For qualified customers, America’s Loan Company offers bad credit personal loans with terms of 6 months to 5 years, with APR under 35.9%. As an example, you may borrow $1,500.00 over a 24 month period, with a $10.00 credit investigation fee, $100.00 loan origination fee, and $452.32 in interest, for a total payment of $2062.32, with an APR of 32.6514%, and monthly payments of $85.93.

More information can be found on the America's Loan Company Privacy Policy.

Bad Credit Loans by America's Loan Company

Copyright ©2018 America's Loan Company 127 E. Main Street, West Jefferson, OH 43162. All Right Reserved. 
Seeking bad credit installment loans? We offer affordable online personal loans. Ohio based direct lender. Start improving your credit today!

Toll-Free: 877-380-2639 - Ohio: SM.501641.000 CI.550000.000 - Company NMLS ID: 315276


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